FEES & MEMBERSHIP · TUSTIN, CA
Good dentistry, without the insurance maze.
Clear fees, an in-house membership plan for patients without insurance, and payment options that make treatment plannable.
What is the membership plan?
The Marta Rudat DDS membership plan is a direct arrangement between you and our Tustin, CA practice: one flat monthly or annual fee covers your routine preventive care (cleanings, exams, and X-rays) and gives you a member discount on other treatments. No insurance company, no deductibles, no waiting periods, no denied claims.
Written by the Dr. Marta Rudat DDS team · Reviewed by Marta Rudat, DDS. Last reviewed July 2026.
Fees
How fees work here.
Every treatment plan at this practice comes with an itemized cost before anything is scheduled. If you have insurance, the front desk verifies your benefits ahead of your visit and tells you what you’ll actually owe. If you don’t, you’ll get the same clear numbers, and the membership plan below usually changes what those numbers look like.
What you will never get: a surprise bill, a treatment started before you approved its cost,
or a lecture about either.
Membership
The membership plan.
Most popular
Adult plan
$99/month (or $99/year)
- Two professional cleanings per year
- All routine exams, including your new-patient exam
- Necessary X-rays
- one emergency exam per year
- 15% member discount on other treatment, from fillings to veneers
Child plan
$99/month
- Two cleanings, exams, X-rays, and fluoride per year
- Same member discount on any treatment needed
Gum health (perio) plan
$99/month
- For patients who need periodontal maintenance instead of standard cleanings (3 or 4 visits per year)
- Same member discount on other treatment
Joining is one conversation. Sign up at any visit or call (714) 665-4200; the plan starts immediately, with no enrollment exam and no waiting period.
Membership vs Insurance
Is membership better than dental insurance?
For many patients without employer coverage, yes, and the math is why. Individual dental insurance in California often runs $30–60 a month, then adds a deductible, a waiting period of 6 to 12 months for major work, and an annual maximum after which you pay everything anyway.
Membership has:
- no deductibles
- no waiting periods
- no annual maximum
- no claim denials
- no network rules; your dentist answers to you
Membership takes the same monthly figure and spends it directly on your care.
Insurance still wins when your employer pays most of the premium. If that’s you, keep it; the front desk will maximize it for you, and membership isn’t meant to replace it.
The membership plan is a direct payment arrangement between you and Marta Rudat DDS. It is not dental insurance and is honored only at our practice.
Financing
For bigger treatment: financing.
Larger plans like implants, full-mouth reconstruction, or veneers can be split into monthly payments through CareCredit, Cherry, or Sunbit. Approval takes minutes, and the front desk runs the numbers with you before you decide anything. Members’ discounts apply first, then financing spreads the remainder.
Insurance
Have insurance? We’ll do the homework.
The practice works with most PPO dental plans including Aetna, Blue Cross Blue Shield, Cigna, Delta Dental, Guardian, and UnitedHealthcare. Send your details when you book, and your benefits are verified before you arrive, so the estimate you approve is the bill you get.
FAQ
Fees and membership questions, answered.
The adult plan runs $99 per month and covers your two yearly cleanings, all routine exams, and necessary X-rays, plus a 15% discount on other treatment. Child and gum-health tiers are priced separately. Call (714) 665-4200 for current pricing.
No, and that's the point. It's a direct arrangement with the practice: your fee funds your actual care rather than premiums, so there are no deductibles, waiting periods, annual maximums, or denied claims. It's honored at Marta Rudat DDS only.
Yes. Each family member enrolls in the tier that fits them with applicable family discounts, and the front desk can set the whole household up in one visit.
Your member discount applies to other treatment at the practice, from fillings and crowns to cosmetic work. For larger plans, financing can spread the remaining cost into monthly payments.
Usually no; if an employer covers most of your premium, insurance is the better deal, and the practice will verify and maximize your benefits. Membership exists mainly for patients paying out of pocket.
Yes, through our financing partner, with quick approval and fixed monthly payments. You'll see the full cost, the discount, and the monthly figure before committing to anything.
Your next step
Stop putting off the visit over money.
Come in for a consultation with Dr. Marta. She'll look at where things stand, explain your options in plain language, and show you exactly what membership, insurance, or financing would mean for your care, before you commit to anything.
Dr. Marta Rudat DDS · 1076 E First Street, Suite D, Tustin, CA 92780
Membership questions
Ask about the membership plan.
Send a quick note and we'll get back to you to explain the plan, check your eligibility, and schedule your first visit.
